January 11, 2012

CarCare Philippines Products & Services

CAR LOANS, PROPERTY LOANS, SALARY LOAN:

MAGSASANGLA OR BIBILI! 
  • FINANCING OR RE-FINANCING OF BRAND NEW CAR OR 2ND HAND CAR!
  • PAWN YOUR CAR OR APPLY FOR ORCR LOAN. (Without Taking Your Car)


CAR TAKE OUT
  • Pay Off Bank Balance.
  • IMPOUND

CAR COMPREHENSIVE INSURANCE
  • Top Insurance Company. Low Cost. Wide Range of Coverage
  • Flexible Payment Scheme
PROPERTY LOAN ( House / Condo Land Title Loan )
The following are the REQUIREMENTS for REAL ESTATE LOAN
  • Certified true copy of transfer Certificate of Title (TCT/OCT/CCT)
  • Updated tax declaration
  • Updated Real Estate Tax Receipt (RETR) or Certification of Tax Clearance
  • Vicinity Map with location plan
  • Updated Pictures of Property
  • Updated Statement of Account(SOA) from other Banking /Financing Institution where Borrower has an Existing Loan. (for encumbered properties)
  • Appraisal Fee 2,500 (Metro Manila)  3,500 (Province
  •  Basic Documentray Requirements (Written Below)

SALARY LOAN: 
  • All Employees & Professionals (23- 60 years Old.)
  • With a Gross MOnthly Income P15,000.
  • 1 Year Regular Employee (For Call Centers Employee: Must be 3 years for Regular Employee, 1 year with Supervisory Level)
  • With office landline.
  • Must be a Filipino Citizen.                                    
 
SANGLA /PAWN YOUR CAR THRU THE ORCR ONLY
CAR LOAN WITHOUT TAKING YOUR  VEHICLE
  • Apply for a CASH LOAN using the ORCR only of your CAR! without taking  your car as collateral.
  • Auto Loan at Very Low Interest (LESS THAN 1%/mo) 
  • Refinance your Car!  MAG SANGLA FOR EMERGENCY CASH!
                
FINANCING OF BRAND NEW AND 2nd HAND CAR
  • NO NEED TO JUST DREAM OF YOUR DESIRED CAR!!! 
  • We have the best Way for you to have it
  • GET RID OF HIGH INTEREST RATES?
 
   PAY OFF BANK BALANCE/ Car Take Out!
  •   Do you have an existing Car Mortgage? And Unable to Pay the amount      and high Interest?
  •  Let’s Break it out! We got an Answer for you!

  IMPOUND
    Emergency? You have Car & Need Cash ASAP???
   No Hastle. Less Requirements.
                       Easy Approval.

CAR INSURANCE (COMPREHENSIVE INSURANCE)
  • Best Deal in the Market
  • Installment Payments is also Available. (Depending on the Unit) 
  • Lowest Monthly Amortization


Acceptable Unit for the Car Loans:

ALL YEAR MODEL STARTING FROM 1995 TO PRESENT , ALL BRANDS AND TYPES

DONT JUST DREAM... MAKE IT HAPPEN!
WHAT ARE YOU WAITING FOR!!! APPLY NOW!!


APPLICATION PROCESS
Step 1: Ask for a Copy of the ORCR. (Photocopy/Scanned)
Step2: Text Your Email address, Complete Name, Brand, Type & Year Model of the Car, for the Application Form. 
Step3: Fill in the Application Form & Send it back to My Email address together with your Requirements.

Step4: Wait for a Call from the CI (Credit Investigator) for the verification of Information and Application. Once Called, Text me for the Status.

Step4: Once Approved, you will be requested to come to the office to Sign Original Documents/Presents your Original Requirements/Sign Contracts.

PROCESSING TIME:
Approval Processing Time is 2-3 days.

TERMS & CONDITIONS:

Brand New:
                       Downpayment                               20%
                       Amount Financed                         80%
                       Interest Rates                               .29%

Year Model 2003-Up to Present: 
                     Purchase:  Downpaymnet             30%
                                        Amount Financed:       70%
                     ORCR Loan
                                        Amount Financed        70%
                     Interest Rates:
                                       Starts @ Less than       1%

Year Model 2002-2000
             
                     Purchase:  Downpaymnet             25-30%
                                        Amount Financed:       70-75%
                    ORCR Loan
                                        Amount Financed        70-75%
                    Interest Rates:   
                                    Starts from          1.2% up to 1.5% 

Year Model 2000-1995
             
                     Purchase:  Downpaymnet             30-40%
                                        Amount Financed:       60-70%
                    ORCR Loan
                                        Amount Financed        70-75%
                     Interest Rates:                                       
                                        Starts from          1..5% up to 1.95%  

***Interest Rates may vary depending on the following factors:
  • Engine Condition
  • Interior & Exterior Condition of the Car
  • Mileages
 Terms:
         Starts from 24 Months & Up to 48 Months.
  • ***Loans who would like to pay in less than a year can still be processed as 24 mos terms. However  If the applicants want to shorten the terms, CAN DO SO, just ask or request for a re-computation of the account to get the Interest rebates on the unused dues.


REQUIREMENTS:
EMPLOYED:
Ø  At least 1 year Regular Employee
Ø  2 Valid ID’s
Ø  Latest Proof of Billing Address
Ø  Original Certificate of Employment
Ø  Original & Latest 1 Month Payslip
Ø  ITR
Ø  2 pcs. 2x2 ID Picture (Additional Requirements for Private & Rural Bank)
SELF-EMPLOYED
Ø  At Least 3-5 years Existing Business
Ø  2 Valid Id’s
Ø  Latest Proof of Billing Address
Ø  DTI Permit & Mayor’s Permit
Ø  6 Months Bank Statement
Ø  ITR and Audited Financial Statement
Ø  2 pcs. 2x2 ID Picture (Additional Requirements for Private & Rural Bank)
CORPORATION
Ø  2 Valid ID’s of Authorized Signatory
Ø  Latest Proof of Billing Address of Authorized Signatory and Company
Ø  SEC Registration and By-Laws & Article of Incorporation of the Company
Ø  Notarized Secretary Certificate
Ø  2 Valid ID’s of Corporate Secretary
Ø  6 Months Bank Statement of the Company
Ø  ITR and Audited Financial Statement of the Company 

SEAMAN / OFW REQUIREMENTS:
o   Latest Contract or Certificate of Employement w/ Compensation
o   Latest (3) Months proof of remittances
o   Latest Proof of Billing
o   (2) valid Gov't Issued ID's
o   3 Months Bank Statements



WHAT ARE YOU WAITING FOR!!! APPLY NOW!!!

For more information please contact:
KIAN
Landline:   (02)  468 0058
Mobile #:  Globe:    (0927) 755 00 18
                   Smart:    (0908) 274 23 40